Terms & Conditions

This User Agreement ("Agreement") is between you (also referred to herein as "user", "you" and "your") and Phidelx.ltd Inc. ("Phidelx.ltd", "we", "us" and "our"). This Agreement governs your use of the services provided by Phidelx.ltddescribed below ("Services"). By signing up to use an account through Phidelx.ltd(the "Site") you agree that you have read, understand, and accept all of the terms and conditions contained in this Agreement.

We may make changes to the Agreement from time to time. If we do this, we will post the changed Agreement on the Site and will indicate at the top of this page the date it was last revised. Your continued use of the Service or the Site after we have made any such changes constitutes your acceptance of the new Agreement.

1. Account set up

1.1 Eligibility

To be eligible to use the Site you must be at least eighteen (18) years of age or older.

1.2 Terms

If you violate any of this Agreement, or otherwise violate an agreement between you and us, Phidelx.ltd may terminate your membership, delete your profile and any content or information that you have posted on the Site and/or prohibit you from using or accessing the Service or the Site, at any time in its sole discretion, with or without notice.

1.3 Registration of account

By using a Phidelx.ltd Account, you agree and represent that you will use Phidelx.ltd only for yourself, and not on behalf of any third party, unless you have obtained prior approval from Phidelx.ltd. You are fully responsible for all activity that occurs under your account. We may, in our sole discretion, refuse to open an account, limit the number of accounts that you may hold, or suspend or terminate any account.

1.4 Registration data; account security

You agree to (i) provide accurate, current and complete information about you as may be prompted by any registration forms on the Site; (ii) maintain the security of your password and identification; (iii) maintain and promptly update the registration data to keep it accurate, current and complete; (iv) promptly notify Phidelx.ltd regarding any material changes to information or circumstances that could affect your eligibility to continue to use the Site; and (v) be fully responsible for all use of your account and for any actions that take place using your account.

2. Using the services

2.1 The platform

Phidelx.ltd allows users to earn interest by depositing BTC, ETH and USDT for the purpose of receiving interest. Phidelx.ltd may amend the list of accepted digital currencies from time to time by revising this Agreement and updating the Site. Should Phidelx.ltd remove any digital currency from the list of permitted deposits, deposits already made with such digital currency shall remain in force, unless Phidelx.ltd informs the user otherwise.

2.2 Not an offering of securities or commodities

The content of the Site and the Services do not constitute an offer to buy or sell or a solicitation of an offer to buy or sell investments, securities, partnership interests, commodities or any other financial instruments in any jurisdiction in which such an offer or solicitation is not authorised.

2.3 No advice

Phidelx.ltd makes no representation or warranty, express or implied, regarding the advisability of investing in securities, funds, commodity interests or other investments. Past performance is not a guide to future performance. Phidelx.ltd does not offer fiduciary services and is not your agent, advisor or fiduciary.

2.4 Taxes

It is your sole responsibility to determine whether, and to what extent, any taxes apply to any interest received through the Services, and to withhold, collect, report and remit the correct amount of tax to the appropriate tax authorities.

3. Risk factors

3.1 Investment risk

The interest rates offered by the platform are fixed for the duration of each investment; however, rates for new investments may be changed at the request of management. In the event of changes, Phidelx.ltd will announce this on the website. The amount of interest does not change for existing investments.

3.2 No insurance

Digital currency is not legal tender, is not backed by any government, and account balances are not subject to deposit insurance protections. Phidelx.ltd is not a bank.

3.3 Technical risk

The software used for the Services has been extensively tested but is still relatively new and could have bugs or security vulnerabilities. The software may undergo significant changes over time.

3.4 Third-party risk

The Services rely in whole or in part on third-party software and the continued development and support of third parties. There is no assurance that those third parties will maintain their support.

3.5 Information security risk

Digital assets may be subject to expropriation and/or theft. Hackers or other malicious groups may attempt to interfere with the Services in a variety of ways, including malware attacks, denial of service attacks, consensus-based attacks, Sybil attacks, smurfing and spoofing.

4. Site availability and accuracy

Access to the Services may become degraded or unavailable during times of significant volatility or volume. Although we strive to provide you with excellent service, we do not guarantee that the Site or Services will be available without interruption. Information on the Site may not always be entirely accurate, complete or current and may be changed or updated from time to time without notice.

5. Consent to electronic disclosures and signatures

Because Phidelx.ltd operates only on the Internet, it is necessary for you to consent to transact business with us online and electronically. By accepting this Agreement, you agree to receive electronically all documents, communications, notices, contracts and agreements arising from or relating to your use of the Site and Service, and you expressly consent to be contacted by us or our representatives at any telephone number or electronic address you provide.

6. Contact

Questions about this Agreement can be sent to support@phidelx.ltd.